In the fast-paced world of international trade, managing cash flow is paramount. Importers need flexible payment terms to align with their revenue cycles, while exporters need to be paid promptly to maintain production. What if you could achieve both?

Our innovative international trade financing program is designed to solve this exact challenge, empowering both importers and exporters to scale their businesses without being held back by cash flow constraints.

How It Works

The process is simple and designed for efficiency:

1. Order Goods: The importer places an order with their international exporter as usual, and the exporter raises an invoice.

2. We Pay the Exporter: We pay the exporter 100% of the invoice value, minus a small, transparent fee. Funds are advanced within 48 hours for existing exporters and 5 business days for new exporters.

3. Importer Pays Later: The importer then repays the full invoice value to us up to 120 days later.

Key Features & Benefits

This program offers powerful advantages for everyone in the supply chain:

• 100% Invoice Advance: We advance 100% of the invoice value to the exporters, minus our fee, unlocking more working capital for them.

• Extended Payment Terms: Importers get up to 120 days to pay, improving cash flow and providing more operational flexibility.

• Completely Unsecured: Our financing is unsecured. No personal guarantees, debentures, or charges on business or property are required.

• Flexible Credit Limits: We offer revolving credit limits ranging from $100,000 to over $10 million to suit your business needs.

• Simple, Transparent Fees: Enjoy a pay-as-you-go service with one single fee and no hidden costs. Rates start from just 1.3% per 30 days.

• Global Reach: We fund invoices in USD, EUR, and GBP and cover a wide range of jurisdictions for both importers and exporters across the globe.

Is The Importer Eligible?

We partner with established importers engaged in international trade. Key eligibility criteria include:

• Annual Revenue: Greater than $3 million.

• Trading History: A private or public company trading for at least 12 months.

• Financial Health: Must have positive equity and cannot have consecutive years of losses.

• Transaction Type: This program is for financing international trade of goods. Services, domestic trades, deposits, and perishables are ineligible.

Accessing capital for your supply chain is straightforward:

1. Application: Submit your company details, recent financial accounts, and the credit limit you require.

2. Receive Offer: A credit limit is typically offered within 3-5 business days.

3. Submit Invoices: Once onboarded, submit the exporter's commercial invoice and supporting trade documents (like a Bill of Lading and Purchase Order).

4. Funding: We handle the rest, ensuring the exporter is paid quickly so the goods can be shipped without delay.

To learn more or start your application, please contact us today!

Email: info@AccumanCPA.com